434 Peach Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 434 Peach Ct, Annapolis, MD 21409

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,496 sqft · built 1993
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2026)
Tax Bill	$2,559 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-895-90039647`

Property Details

APN / Parcel Number

Primary APN	`03-895-90039647`
Alternative APNs	`3-895-90039647` `89590039647`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,750 sqft (0.086 acres)
Deck Area	320 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89590039647
Street Address	434 PEACH CT
City	ANNAPOLIS
State	MD
Zip	21409-5682
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 82 WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Block	2
Legal Lot Number	82
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2018
Census Tract	731003

Owner

434 Peach Ct, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2026	Re-recorded Document MANOR TITLE LLC
Sep 29, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	May 19, 2026 · Amount on File
Deed Book / Page	42406 / 22
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0416870443
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2026
Property Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682
Document Number	4235000284
Book / Page	42353 / 284
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	MANOR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682

Mortgage

Document Number	4235000291,
Date	May 19, 2026
Book Page	42353/291

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 3, 2026
Property Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682
Document Number	4240000022
Book / Page	42406 / 22
Instrument Date	May 8, 2026
Record Updated	Sep 11, 2026
Title Company	MANOR TITLE LLC

Transaction

Amount	Amount on Record
Tax	$439,350.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 29, 2025
Property Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682
Document Number	0416870443
Book / Page	41687 / 443
Map Reference	MB 140 FO 44&45
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 PEACH CT, ANNAPOLIS, MD 21409-5682

Tax Assessment & Valuation

The 2025 property tax bill for 434 Peach Ct was $2,559, up 3.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,733 (+9.61%)	$389,100 (-) Land $180,000 Building $209,100
2025	$2,559.00 (+3.19%) Homeowner's exemption	$326,367	$389,100 Land $180,000 Building $209,100
2024	$2,480.00 (+24.81%)
2023	$1,987.00 Homeowner's exemption	$284,567	$295,000 Land $160,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Peach Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1978–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Peach Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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