434 Oak Ave E, Delano, MN 55328 Property Records

Wright County property record for 434 Oak Ave E, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1958
Lot Size	0.445 acres (19,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,500 (Nov 2012)
Tax Bill	$3,640 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`107-016-000011`

Property Details

APN / Parcel Number

Primary APN	`107-016-000011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,422 sqft (0.445 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	434 OAK AVE E
City	DELANO
State	MN
Zip	55328-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 EASTSIDE ADDN E105FT OF W475FT OF S245FT OF OUTLT1 EX RD S245FT OF OUTLT1 EX RD
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	EASTSIDE ADDN
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	2
Census Block	2007
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 OAK AVE E, DELANO, MN 55328-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit MINNESOTA LAKES BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2012 · Amount on Record
Deed Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	2012119610
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	434 OAK AVE E, DELANO, MN 55328-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001368077
Date	Apr 17, 2018
Instrument	1368077

Lender

Name	MINNESOTA LAKES BANK
Type	Bank
Address	DELANO, MN 55328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	434 OAK AVE E, DELANO, MN 55328-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438543
Date	Aug 31, 2020
Instrument	1438543

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00 (+1.62%)	$334,200 (+3.02%) Land $75,000 Building $259,200	$334,200 (+3.02%) Land $75,000 Building $259,200
2025		$324,400 (+0.56%) Land $75,000 Building $249,400	$324,400 (+0.56%) Land $75,000 Building $249,400
2023	$3,582.00 (+10.76%)	$322,600 Land $78,500 Building $244,100	$322,600 Land $78,500 Building $244,100
2022	$3,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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