434 NE Dekalb Ave, Bend, OR 97701 Property Records

Deschutes County property record for 434 NE Dekalb Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171233-CC-00800`

Property Details

APN / Parcel Number

Primary APN	`171233-CC-00800`
Alternative APNs	`R1001171233CC00800` `105605`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Porch	Enclosed Porch
Porch Area	392 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105605
Street Address	434 NE DEKALB AVE
City	BEND
State	OR
Zip	97701-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	KEYSTONE TERRACE BLOCK 3 LOT 13
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	KEYSTONE TERRACE
Legal Block	3
Legal Lot Number	13
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2072
Census Tract	1502

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20413 ABERDEEN DR, BEND, OR 97702-9813
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	202315961
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0000006360
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	434 NE DEKALB AVE, BEND, OR 97701-4949
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20413 ABERDEEN DR, BEND, OR 97702-9813

Mortgage

Document Number	0000000319
Date	Jan 6, 2026
Instrument	2026-00319

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 30, 2023
Property Address	434 NE DEKALB AVE, BEND, OR 97701-4949
Document Number	0000015961
Map Reference	CAB A PG 221
Instrument Date	Jun 29, 2023
Instrument	2023-15961
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20413 ABERDEEN DR, BEND, OR 97702-9813

Mortgage

Document Number	0000015962
Date	Jun 30, 2023
Instrument	2023-15962

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+3.91%)	$127,400 (+3%)	$394,520 (+1.09%) Land $248,050 Building $146,470
2024	$2,071.00 (+7.92%)	$123,690 (+3%)	$390,250 (-) Land $248,050 Building $142,200
2023	$1,919.00 (+3.95%)	$120,090 (+6.08%)	$390,250 (+16.65%) Land $248,050 Building $142,200
2022	$1,846.00	$113,210	$334,550 Land $209,720 Building $124,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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