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434 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 434 Navigators Rd, Saint Johns, FL 32259 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,683 sqft · built 2024
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$619,800 (Apr 2024)
Tax Bill$9,714 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN009821-0520

Property Details

APN / Parcel Number

Primary APN009821-0520

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,683 sqft Living Area
Gross Area3,082 sqft
1st Floor Area1,907 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address434 NAVIGATORS RD
CitySAINT JOHNS
StateFL
Zip32259-6336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description112/39-54 MIDDLEBOURNE PHASE ONE LOT 52 OR5925/664
Legal SubdivisionMIDDLEBOURNE PHASE ONE
Legal Block1
Legal Lot Number52
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1025
Census Tract20810

Owner

Source: St. Johns County records · APN 009821-0520

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address434 NAVIGATORS RD, SAINT JOHNS, FL 32259-6336
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jun 12, 2023Special Warranty Deed, Transfer
TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2024 · Amount on Record
Deed SaleApr 03, 2024 · Amount on Record
Prior SaleJun 12, 2023 · Amount on Record
Deed Document Number202424507
Deed Book / Page5925 / 664
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 03, 2024
Property Address434 NAVIGATORS RD, SAINT JOHNS, FL 32259-6336
Document Number0059250664
Book / Page5925 / 664
Map ReferenceMB 112 PG 39-54
Instrument DateMar 25, 2024
Instrument2024024507
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 15, 2024
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,338.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 NAVIGATORS RD, SAINT JOHNS, FL 32259-6336

Mortgage

Document Number0005925666
DateApr 03, 2024
Instrument5925/666
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change8.25%
Index1-Year T-Bill
Max Rate11.2%

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 12, 2023
Property Address434 NAVIGATORS RD, SAINT JOHNS, FL 32259-6336
Document Number0057730661
Book / Page5773 / 661
Map ReferenceMB 112 PG 39-54
Instrument DateJun 01, 2023
Instrument2023045113
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
Tax$11,946.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1111 N POST OAK RD, HOUSTON, TX 77055-7310

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 N POST OAK RD, HOUSTON, TX 77055-7310
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$563,929 (+0.28%) Land $150,000 Building $413,929$563,929 (+0.28%) Land $150,000 Building $413,929
2025$9,714.00 (+150.49%)$562,366 (+287.84%)$562,366 (+287.84%) Land $150,000 Building $412,366
2024$3,878.00 (-0.77%)$145,000 (-3.33%)$145,000 (-3.33%) Land $145,000
2023$3,908.00$150,000$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 181 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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