434 N Main St, Dobson, NC 27017 Property Records

Surry County property record for 434 N Main St, Dobson, NC 27017

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,316 sqft · built 1955
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Sep 2019)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Jun 2022 Refinance Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4996-06-39-1017`

Property Details

APN / Parcel Number

Primary APN	`4996-06-39-1017`
Alternative APN	`100114381`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Slab
Porch Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100114381
Street Address	434 N MAIN ST
City	DOBSON
State	NC
Zip	27017-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	N MAIN ST
Legal Subdivision	DOBSON-S MAIN/N MAIN RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	1
Census Block	1020
Census Tract	931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 N MAIN ST, DOBSON, NC 27017-8873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HORIZON BANK
Sep 18, 2018	Deed of Trust, Mortgage SURREY BANK & TRUST
Sep 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2019666280
Deed Book / Page	1681 / 658
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	434 N MAIN ST, DOBSON, NC 27017-8873
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001818/685
Date	Jun 22, 2022
Book Page	1818/685
Instrument	696776

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	434 N MAIN ST, DOBSON, NC 27017-8873
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001645/0000000707
Date	Sep 18, 2018
Book Page	0000001645/0000000707
Instrument	000000657539

Lender

Name	SURREY BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 9, 2019
Property Address	434 N MAIN ST, DOBSON, NC 27017-8873
Document Number	1681/658
Book / Page	1681 / 658
Instrument Date	Sep 9, 2019
Instrument	666280
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 N MAIN ST, DOBSON, NC 27017-8873
Investor	Possibly a Property Investor

Mortgage

Document Number	666281
Date	Sep 9, 2019
Instrument	666281

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001681/658
Date	Sep 9, 2019
Book Page	1681/658
Instrument	666280

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 18, 2018
Property Address	434 N MAIN ST, DOBSON, NC 27017-8873
Document Number	1645/704
Book / Page	1645 / 704
Instrument Date	Sep 17, 2018
Instrument	000000657538
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 WHITE RD, ELKIN, NC 28621-7174
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Dobson Town
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (+12.22%)	$144,770 (-17.04%) Land $15,600 Building $129,170	$144,770 (-17.04%) Land $15,600 Building $129,170
2025	$1,702.00 (+113.02%)	$174,500 (+20.54%) Land $15,600 Building $158,900	$174,500 (+20.54%) Land $15,600 Building $158,900
2023	$799.00	$144,770 Land $15,600 Building $129,170	$144,770 Land $15,600 Building $129,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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