434 N 650 W, Smithfield, UT 84335 Property Records

Cache County property record for 434 N 650 W, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	1,838 sqft · built 2024
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-214-0124`

Property Details

APN / Parcel Number

Primary APN	`08-214-0124`

Interior

Building Area	1,838 sqft Living Area

Exterior

Year Built	Built 2024
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	434 N 650 W
City	SMITHFIELD
State	UT
Zip	84335-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 124 FOX MEADOWS PHASE 6CONT 0.25 AC
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1037
Census Tract	201

Owner

434 N 650 W is owned and occupied by an individual who acquired it in October 2024.

Source: Cache County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	434 N 650 W, SMITHFIELD, UT 84335-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Unknown US BANK NA
Oct 24, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Oct 4, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024
Deed Sale	Oct 24, 2024
Prior Sale	Oct 4, 2023
Deed Document Number	1365989
Deed Book / Page	2457 / 890
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	434 N 650 W, SMITHFIELD, UT 84335-4769
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02417/1373
Date	Jan 2, 2024
Book Page	2417/1373
Instrument	1351413

Lender

Name	US BANK NA
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Unknown
Amount	Amount on Record

October 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Oct 24, 2024
Property Address	434 N 650 W, SMITHFIELD, UT 84335-4769
Document Number	002457/890
Book / Page	2457 / 890
Map Reference	DOC 1346756
Instrument Date	Oct 1, 2024
Instrument	1365989
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	434 N 650 W, SMITHFIELD, UT 84335-4769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 N 650 W, SMITHFIELD, UT 84335-4769

Mortgage

Document Number	0001365990
Date	Oct 24, 2024
Instrument	1365990

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Oct 4, 2023
Property Address	434 N 650 W, SMITHFIELD, UT 84335-4769
Document Number	002407/708
Book / Page	2407 / 708
Map Reference	DOC 1346756
Instrument Date	Sep 20, 2023
Instrument	1347418
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2427 N MAIN ST, LOGAN, UT 84341-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 N MAIN ST, LOGAN, UT 84341-1716
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Flood

FEMA maps place 434 N 650 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 434 N 650 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber, Rise Broadband, T-Mobile.

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