434 N 3rd St, Spearfish, SD 57783 Property Records

Lawrence County property record for 434 N 3rd St, Spearfish, SD 57783

Property Summary

Property TypeTownhouse
Details5 ba · 2,226 sqft · built 2009
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Tax Bill$5,732 (2025)
Flood ZoneZone AE (high risk)
APN32090-04900-120-11

Property Details

APN / Parcel Number

Primary APN32090-04900-120-11
Alternative APN
  • R16439

Interior

Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,226 sqft Living Area
1st Floor Area1,610 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Lot Area6,534 sqft (0.15 acres)
Garage Area501 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberR16439
Street Address434 N 3RD ST
CitySPEARFISH
StateSD
Zip57783-2302
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionORIGINAL TOWN SPEARFISH LOT A-1 BLK 49 PLAT 2010-01820
Legal SubdivisionORIGINAL TOWN SPEARFISH
Legal Block49
Legal Lot NumberA
JurisdictionLAWRENCE SD
Township / Civil DivisionSPEARFISH
Census Block Group3
Census Block3034
Census Tract966200

Owner

Source: Lawrence County assessment roll, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address304 MEIER AVE, SPEARFISH, SD 57783-1952
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyLawrence County
MunicipalitySpearfish City
Unified School DistrictSpearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,732.00 (-1.63%)$438,570 (+48.71%) Land $66,810 Building $371,760
2024$5,827.00 (+51.74%)
2023$377,830 Land $43,430 Building $334,400
2022$3,840.00$294,920 Land $40,090 Building $254,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 1995 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPEARFISH
serves 13,803 people · EPA ID SD4600311
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable
1,250 / 250
Clarity Telecom
Cable · Fiber in parts of the area
1,000 / 30
BHT Investment Holdings
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number