434 Main St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 434 Main St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,578 sqft · built 1996
Lot Size	0.996 acres (43,395 sqft)
Owner	2 Company Names on File
Last Sale	$640,000 (Jun 2007)
Tax Bill	$16,853 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F3A B:0036 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F3A B:0036 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	5,994 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,395 sqft (0.996 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	434 MAIN ST
City	ACTON
State	MA
Zip	01720-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	36
Legal Lot Number	1
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2010
Census Tract	363103

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F3A B:0036 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	434 MAIN ST, ACTON, MA 01720-3810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Last Transfer Date	May 13, 2025
Transfer Doc	084085-240
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	434 MAIN ST, ACTON, MA 01720-3810
Transaction Type	Mortgage
Record Updated	Apr 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77343-325
Date	Mar 26, 2021
Book Page	77343/325
Instrument	68033

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	434 MAIN ST, ACTON, MA 01720-3810
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71805-105
Date	Oct 29, 2018
Book Page	71805/105
Instrument	165597

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	434 MAIN ST, ACTON, MA 01720-3810
Document Number	69844-37
Book / Page	069844 / 000037
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69844-37
Date	Aug 29, 2017
Book Page	069844/000037
Instrument	138393

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,853.00 (+6.46%)	$982,700 (+3.49%) Land $332,400 Building $650,300	$1,032,650 (-0.57%)
2024	$15,830.00 (-5.21%)	$949,600 (-0.15%) Land $332,400 Building $617,200	$1,038,540
2023	$16,700.00	$951,000 Land $302,500 Building $648,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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