Scott County property record for 434 Main Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1945 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jan 2024) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-261.000 |
| Primary APN | 166-20-261.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 8,499 sqft (0.195 acres) |
| Heating System | HVAC |
|---|
| Street Address | 434 MAIN AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | BOSTON ANNEX |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4058 LONG LICK PIKE, STAMPING GROUND, KY 40379-9721 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK CORP |
| Nov 13, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | 2024490775 |
| Deed Book / Page | 446 / 634 |
| Prior Transfer Date | Jan 4, 2024 |
| Prior Transfer Doc | 0000490775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 434 MAIN AVE, GEORGETOWN, KY 40324-1874 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1719/845 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | M1719/845 |
| Instrument | 462458 |
| Name | WHITAKER BANK CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40509 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 13, 2017 |
| Property Address | 434 MAIN AVE, GEORGETOWN, KY 40324-1874 |
| Document Number | D392/289 |
| Book / Page | D392 / 289 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 377512 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 MAIN AVE, 434, GEORGETOWN, KY 40324-1874 |
| Name | Verified Name |
|---|---|
| Address | 1358 AMSTER GROVE RD, WINCHESTER, KY 40391-8074 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,500 (-) | $152,500 (-) | |
| 2025 | $1,358.00 (+283.62%) | $152,500 (+290.03%) | $152,500 (+290.03%) |
| 2023 | $354.00 (-26.71%) | $39,100 (-29.8%) Land $17,500 Building $21,600 | $39,100 (-29.8%) Land $17,500 Building $21,600 |
| 2022 | $483.00 | $55,700 Land $12,500 Building $43,200 | $55,700 Land $12,500 Building $43,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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