434 M 89, Plainwell, MI 49080 Property Records

Allegan County property record for 434 M 89, Plainwell, MI 49080

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,292 sqft · built 1985
Lot Size3.79 acres (165,092 sqft)
Owner2 Individual Names on Record
Last Sale$392,000 (Sep 2022)
Tax Bill$4,529 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-320-002-00

Property Details

APN / Parcel Number

Primary APN08-320-002-00
Alternative APN
  • 03-08-320-002-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft
Basement Area1,292 sqft
Unfinished Basement1,292 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Foundation TypeNo Foundation
Lot Area165,092 sqft (3.79 acres)
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address434 M 89
CityPLAINWELL
StateMI
Zip49080-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionE 1/2 LOT 2 ALSO W 1/2 OF LOT 3 ALSO COM AT SE COR OF W 1/2 LOT 3 TH S 52 DEG 43' 05 E 329.55' TH S 27 DEG 10' 45 E 270' TH S 89 DEG 59' W 500' TH N 516.53' TH SE'LY ALG S LIN OF LOT 2 & 3 TO POB HUTCHINSON'S SUBDIVISION SEC 27 T1N R11W (84)
Legal Range11W
Legal Township01N
Legal Section27
Legal SubdivisionHUTCHINSONS
Legal Lot Number2-3
JurisdictionALLEGAN MI
Township / Civil DivisionGUN PLAIN
Census Block Group4
Census Block4018
Census Tract32100

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 M 89, PLAINWELL, MI 49080-9716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Deed Document Number202217595
Deed Book / Page4796 / 448
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateSep 8, 2022
Property Address434 M 89, PLAINWELL, MI 49080-9716
Document Number004796/448
Book / Page4796 / 448
Instrument DateSep 1, 2022
Instrument2022017595
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address434 M 89, 434, PLAINWELL, MI 49080-9716

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 DUCHESS DR, KALAMAZOO, MI 49008-2388

Mortgage

Document Number0004796451
DateSep 8, 2022
Instrument4796-451
Lender
NameTHREE RIVERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.87%
Index1-Year CMT
Max Rate9.87%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionGun Plain Township
Unified School DistrictPlainwell Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,600 (+72.13%) Land $39,000 Building $163,600$405,200 (+72.13%) Land $78,000 Building $327,200
2025$4,529.00 (+151.19%)
2023$117,700 Land $24,400 Building $93,300$235,400 Land $48,800 Building $186,600
2022$1,803.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mercury Fiber.

Nearby Properties on M 89

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