434 Lyons Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 434 Lyons Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1963
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (May 2013)
Tax Bill	$8,337 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-07602-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-07602-0000-00007`
Alternative APN	`0200151000000007`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200151000000007
Street Address	434 LYONS RD
City	BASKING RIDGE
State	NJ
Zip	07920-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLAIRVAUX PARK SPAGNA BLDG COR
Legal Block	7602
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1009
Census Tract	54100

Owner

Source: Somerset County and Bernards Township records · APN 02-07602-0000-00007

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	434 LYONS RD, BASKING RIDGE, NJ 07920-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2013 · Amount on Record
Deed Sale	May 06, 2013 · Amount on Record
Deed Document Number	201324918
Deed Book / Page	6629 / 521
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	434 LYONS RD, BASKING RIDGE, NJ 07920-2536
Document Number	0000025546
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 LYONS RD BASKING RIDGE NJ 079202536, BASKING RIDGE, NJ 07920-2536

Mortgage

Document Number	0000025546
Date	Jul 18, 2019
Book Page	007134/000090
Instrument	25546

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,900 (+4.66%) Land $351,200 Building $165,700	$516,900 (+4.66%) Land $351,200 Building $165,700
2025	$8,337.00 (+9.78%)	$493,900 (+28.52%) Land $333,200 Building $160,700	$493,900 (+28.52%) Land $333,200 Building $160,700
2024	$7,594.00 (+2.48%)
2023		$384,300 Land $279,200 Building $105,100	$384,300 Land $279,200 Building $105,100
2022	$7,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350541001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	32 (1996–2024)
Claims Outside the SFHA	5 of 32
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 137 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.