Essex County and Lynn City property record for 434 Lynnfield St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1960 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Oct 2019) |
| Tax Bill | $5,549 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:062 L:020 S:014 |
| Primary APN | B:062 L:020 S:014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,643 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 434 LYNNFIELD ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 20 |
| Legal Lot Number | 14 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 205400 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 434 LYNNFIELD ST, LYNN, MA 01904-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 24, 2019 | Quit Claim Deed, Transfer · Conventional with PMI SANTANDER BK NA |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2019 · Amount on Record |
| Deed Sale | Oct 24, 2019 · Amount on Record |
| Prior Sale | Dec 31, 2004 · Amount on Record |
| Deed Document Number | 2019606688 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 606688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Oct 24, 2019 |
| Property Address | 434 LYNNFIELD ST, LYNN, MA 01904-1413 |
| Document Number | 0000606688 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 606688 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,846.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 434 LYNNFIELD ST LYNN MA 019041413, LYNN, MA 01904-1413 |
| Document Number | 606689 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 606689 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 434 LYNNFIELD ST, LYNN, MA 01904-1413 |
| Document Number | 0000590164 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000590164 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 590164 |
| Name | DITECH FIN'L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2048 |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,549.00 (+10.32%) | $535,600 (+12.12%) Land $175,400 Building $360,200 | $545,680 |
| 2024 | $5,030.00 (-1.33%) | $477,700 (+4.48%) Land $168,100 Building $309,600 | |
| 2023 | $5,098.00 | $457,200 Land $187,200 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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