434 Hardison Dr, Minnesott Beach (Arapahoe), NC 28510 Property Records

Pamlico County property record for 434 Hardison Dr, Minnesott Beach, NC 28510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1975
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Mar 2024)
Tax Bill	$1,225 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F093-5-54`

Property Details

APN / Parcel Number

Primary APN	`F093-5-54`
Alternative APNs	`6455620566000` `31375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Finished Area
Sunroom	Sunroom
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31375
Street Address	434 HARDISON DR
City	MINNESOTT BEACH
State	NC
Zip	28510-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 LOT 54 LK MINN EST HARDISON DR W/S 0002344 6455620566000
Legal Lot Number	54
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	3
Census Block	3021
Census Tract	950204

Owner

434 Hardison Dr is held in a trust since March 2024.

Source: Pamlico County records, as of April 5, 2024

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	802 S 15TH ST, SEBRING, OH 44672-9800
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Jan 23, 2015 · Amount on File
Deed Document Number	0000723754
Deed Book / Page	723 / 754
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Mar 22, 2024
Property Address	434 HARDISON DR, MINNESOTT BEACH, NC 28510-9667
Document Number	000723/754
Book / Page	723 / 754
Map Reference	MB 6 PG 10
Instrument Date	Jan 24, 2024
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	802 S 15TH ST, SEBRING, OH 44672-9800

Mortgage

Document Number	0000723757
Date	Mar 22, 2024
Instrument	723/757

Lender

Name	ACHIEVA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Minnesott Beach Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,225.00	$156,145 Land $14,339 Building $141,806	$156,145 Land $14,339 Building $141,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Hardison Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Hardison Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20