434 Gilbert Rd, Winter Park, FL 32792 Property Records

Orange County property record for 434 Gilbert Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1964
Lot Size	0.213 acres (9,300 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Jul 2003)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-9664-06-040`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-9664-06-040`
Alternative APNs	`302209966406040` `480946` `486599` `491159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	1,602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1969
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,300 sqft (0.213 acres)
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	434 GILBERT RD
City	WINTER PARK
State	FL
Zip	32792-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 5 Z/91 LOT 4 BLK F
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	WINTER PARK PINES UT 5
Legal Tract	9664
Legal Block	F
Legal Lot Number	4
Legal Unit	5
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3016
Census Tract	16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 GILBERT RD, WINTER PARK, FL 32792-4827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2003 · Amount on Record
Deed Sale	Jul 15, 2003 · Amount on Record
Deed Document Number	2003389356
Deed Book / Page	6998 / 797
Last Transfer Date	Oct 2, 2014
Transfer Doc	0000554976
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	434 GILBERT RD, WINTER PARK, FL 32792-4827
Document Number	0000650304
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 GILBERT RD WINTER PARK FL 327924827, WINTER PARK, FL 32792-4827

Mortgage

Document Number	0000650304
Date	Nov 7, 2018
Instrument	650304

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.15%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	434 GILBERT RD, WINTER PARK, FL 32792-4827
Document Number	0000651699
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 GILBERT RD WINTER PARK FL 327924827, WINTER PARK, FL 32792-4827

Mortgage

Document Number	0000651699
Date	Nov 7, 2018
Instrument	651699

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.15%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,505 (+2.7%)	$426,510 (-3.05%) Land $270,000 Building $156,510
2025	$2,021.00 (-6.56%) Homeowner's exemption	$170,891 (+5.99%)	$439,940 (+2.69%) Land $270,000 Building $169,940
2024	$2,163.00 (+8.37%)
2023	$1,996.00 (+5.44%) Homeowner's exemption	$161,238 (+3%)	$428,417 (+26.36%) Land $270,000 Building $158,417
2022	$1,893.00 Homeowner's exemption	$156,542	$339,051 Land $200,000 Building $139,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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