434 Francis St, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 434 Francis St, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.211 acres (9,195 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2021)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-20-326-004`

Property Details

APN / Parcel Number

Primary APN	`17-09-20-326-004`

Exterior

Lot Area	9,195 sqft (0.211 acres)

Location & Zoning

Street Address	434 FRANCIS ST
City	BOURBONNAIS
State	IL
Zip	60914-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHFIELD 2ND ADDN LOT 45 20-31-12E
Legal Subdivision	RICHFIELD SUB SECOND ADD
Legal Lot Number	45
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	2
Census Block	2014
Census Tract	12000

Owner

434 Francis St is owned and occupied by two individuals who bought it in February 2021.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
May 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PACOR MORTGAGE CORP
Jan 27, 2020	Deed, Transfer BURNETT TITLE, BURNET TITLE
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	20212682
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 23, 2021
Property Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234
Document Number	0202102682
Instrument Date	Dec 30, 2020
Instrument	202102682
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234

Mortgage

Document Number	0202102683
Date	Feb 23, 2021
Instrument	202102683

Lender

Name	KEY MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.13%

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	May 28, 2020
Property Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234
Document Number	0202005674
Instrument Date	May 26, 2020
Instrument	202005674
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234

Mortgage

Document Number	0202005675
Date	May 28, 2020
Instrument	202005675

Lender

Name	PACOR MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jan 27, 2020
Property Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234
Document Number	0202000950
Instrument Date	Jan 13, 2020
Instrument	202000950
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Tax	$188.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 N GLENN RD, BOURBONNAIS, IL 60914-4314
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	434 FRANCIS ST, BOURBONNAIS, IL 60914-2234
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910544
Date	Sep 20, 2019
Instrument	201910544

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 13, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 434 Francis St was $5,850 with a homeowner's exemption, down 3.4% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,850.00 (-3.37%)	$77,218 Land $6,956 Building $70,262	$231,654 Land $20,868 Building $210,786
2024	$6,054.00
2023		$67,451 Land $6,076 Building $61,375	$202,353 Land $18,228 Building $184,125
2022	$5,353.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 434 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, T-Mobile.

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