Mercer County property record for 434 First St N, Burgin, KY 40310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,949 sqft · built 1998 |
| Lot Size | 5.29 acres (230,432 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $841 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073.00-00001.07 |
| Primary APN | 073.00-00001.07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,949 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 230,432 sqft (5.29 acres) |
| Terrain | Rolling |
| Garage Area | 604 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6583 |
|---|---|
| Street Address | 434 FIRST ST N |
| City | BURGIN |
| State | KY |
| Zip | 40310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MURPHY FARM SUBD TRACT 3 |
| Legal Subdivision | MURPHY FARM SUBD |
| Legal Tract | 3 |
| Jurisdiction | MERCER KY |
| Township / Civil Division | BURGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960500 |
434 First St N, a single family home, is owned by an individual.
Source: Mercer County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 240, BURGIN, KY 40310-0240 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 434 FIRST ST N, BURGIN, KY 40310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M733/397 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | M733/397 |
| Instrument | 12009047 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 434 First St N was $841, down 2.7% from the year before.
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Burgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $841.00 (-2.66%) | $216,720 Land $25,000 Building $191,720 | $216,720 Land $25,000 Building $191,720 |
| 2024 | $864.00 (+25.04%) | ||
| 2023 | $691.00 | $168,649 | $168,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 First St N in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 25 (1989–2026) |
| Claims Outside the SFHA | 14 of 25 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 First St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURGIN WATER DEPARTMENT serves 1,426 people · EPA ID KY0840048 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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