434 Fiore Dr, Utica, NY 13502 Property Records

Oneida County and Utica City property record for 434 Fiore Dr, Utica, NY 13502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1968
Lot Size	0.288 acres (12,544 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2021)
Tax Bill	$2,561 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301600 308.17-2-5`

Property Details

APN / Parcel Number

Primary APN	`301600 308.17-2-5`
Alternative APNs	`160030801700020050000000` `17.239910`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,544 sqft (0.288 acres)
Lot Dimensions	128 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17.239910
Street Address	434 FIORE DR
City	UTICA
State	NY
Zip	13502-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-01-10-010 10032X130 308.017-0002-005.000/0000
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2022
Census Tract	21601

Owner

434 Fiore Dr is owned and occupied by an individual who bought it in November 2021.

Source: Oneida County and Utica City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	434 FIORE DR, UTICA, NY 13502-2130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Document Number	202120234
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 24, 2021
Property Address	434 FIORE DR, UTICA, NY 13502-2130
Document Number	0000020234
Instrument Date	Nov 23, 2021
Instrument	2021-020234
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RIVERSIDE DR, UTICA, NY 13502-2337

Mortgage

Document Number	0000020235
Date	Nov 24, 2021
Instrument	2021-020235

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 434 Fiore Dr was $2,561, up 218.1% from the year before.

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,561.00 (+218.14%)
2025	$805.00	$60,000 Land $13,600 Building $46,400	$162,150 Land $36,754 Building $125,396
2023		$60,000 (-) Land $13,600 Building $46,400	$139,535 (+11.63%) Land $31,628 Building $107,907
2022	$3,249.00	$60,000 Land $13,600 Building $46,400	$125,000 Land $28,333 Building $96,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Fiore Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1999)
Most Recent Claim	Jul 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Fiore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20