434 Elizabeth St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 434 Elizabeth St, Cincinnati, OH 45203

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 2,921 sqft · built 1885
Lot Size	0.051 acres (2,222 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Jan 2017)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`134-0005-0315-00`

Property Details

APN / Parcel Number

Primary APN	`134-0005-0315-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	2,921 sqft Living Area
Gross Area	3,449 sqft
1st Floor Area	1,202 sqft
2nd Floor Area	1,719 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	2,222 sqft (0.051 acres)
Lot Dimensions	100 ft deep x 22.3 ft wide
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	434 ELIZABETH ST
City	CINCINNATI
State	OH
Zip	45203-1459
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM12
Legal Description	434 ELIZABETH ST 22.34 X 100.10 SQ 17 LONGWORTH SUB
Legal Subdivision	LONGWORTH SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3020
Census Tract	26400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Betts-Longworth Historic District listed 1983 · 136 contributing resources · NRIS 83004304

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1436 PULLAN AVE, CINCINNATI, OH 45223-1822
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit SHARPER CAPITAL PARTNERS LLC
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit SHARPER CAPITAL PARTNERS LLC
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit LAND-HOME FINANCIAL SERVICES
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVERHILLS BANK
Jul 5, 2022	Warranty Deed, Transfer
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage SPRING VALLEY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	20176193
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111292
Date	Sep 15, 2021
Book Page	14502/2145
Instrument	2021-0111292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4239 HAMILTON AVE, CINCINNATI, OH 45223-2088

Mortgage

Document Number	0000076753
Date	Oct 3, 2025
Book Page	15514/330
Instrument	2025-0076753

Lender

Name	SHARPER CAPITAL PARTNERS LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083192
Date	Oct 27, 2025
Book Page	15530/229
Instrument	2025-0083192

Lender

Name	SHARPER CAPITAL PARTNERS LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095260
Date	Oct 26, 2018
Book Page	13783/23
Instrument	2018-0095260

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002806
Date	Jan 7, 2021
Book Page	14329/3536
Instrument	2021-0002806

Lender

Name	RIVERHILLS BANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 5, 2022
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Document Number	0000065643
Book / Page	14701 / 1461
Instrument Date	Apr 20, 2022
Instrument	2022-0065643
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 PULLAN AVE, CINCINNATI, OH 45223-1822

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 20, 2017
Property Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459
Document Number	0000006193
Instrument Date	Nov 1, 2016
Instrument	17-0006193
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	BRB TRUST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ELIZABETH ST, CINCINNATI, OH 45203-1459

Mortgage

Document Number	0000006194
Date	Jan 20, 2017
Instrument	17-0006194

Lender

Name	SPRING VALLEY BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (+0.2%)	$79,811 (-) Land $6,097 Building $73,714	$228,030 (-) Land $17,420 Building $210,610
2024	$5,084.00 (-0.18%)	$79,811 (-) Land $6,097 Building $73,714
2023	$5,093.00 (+62.66%)	$79,811 (+88.46%) Land $6,097 Building $73,714	$228,030 (+88.45%) Land $17,420 Building $210,610
2022	$3,131.00 Homeowner's exemption	$42,350 Land $3,353 Building $38,997
2020			$121,000 Land $9,580 Building $111,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Elizabeth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures