Jackson County property record for 434 Elfin Cv, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,220 sqft · built 2011 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,234 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7632-63-9653 |
| Primary APN | 7632-63-9653 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 600 sqft |
| Porch | Porch |
| Porch Area | 182 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 434 ELFIN CV |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 THORNHILL DR |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950300 |
434 Elfin Cv is owned by an individual who acquired it in October 2016.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 874, SYLVA, NC 28779-0874 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2016 |
| Transfer Doc | 0021690736 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 434 Elfin Cv was $2,234.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $588,102 (-) Land $67,230 Building $520,872 | |
| 2025 | $2,234.00 | $588,102 Land $67,230 Building $520,872 |
| 2023 | $1,384.00 | $364,260 Land $68,760 Building $295,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 434 Elfin Cv in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 8 (1991–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Elfin Cv is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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