434 Elder Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 434 Elder Dr, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,899 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2019)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`J10 015`

Property Details

APN / Parcel Number

Primary APN	`J10 015`
Alternative APN	`10840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,899 sqft Heated Area
1st Floor Area	2,125 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Unfinished Basement	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	231 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10840
Street Address	434 ELDER DR
City	JEFFERSON
State	GA
Zip	30549-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.00 ACRE PLAT BK 18 PG 220
Legal Block	18
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1020
Census Tract	10704

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE
Feb 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 18, 2020	Deed of Trust, Mortgage · Conventional with PMI ACOPIA
Mar 11, 2019	Grant Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Prior Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	2019769
Deed Book / Page	83U / 549
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	00036N0452
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ELDER DR, JEFFERSON, GA 30549-6622

Mortgage

Document Number	00112Q0000000393
Date	Sep 24, 2024
Book Page	000000112Q/0000000393

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00076A0225
Date	Feb 8, 2017
Book Page	76A/225

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ELDER DR, JEFFERSON, GA 30549-6622

Mortgage

Document Number	00100N0000000381
Date	Jan 24, 2022
Book Page	000000100N/0000000381

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Document Number	00091R0795
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 ELDER DR JEFFERSON GA 305496622, JEFFERSON, GA 30549-6622

Mortgage

Document Number	00091R0795
Date	Sep 25, 2020
Book Page	00091R/000795

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 11, 2019
Property Address	434 ELDER DR, JEFFERSON, GA 30549-6622
Document Number	00083U0549
Book / Page	00083U / 000549
Instrument Date	Mar 5, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 ELDER DR JEFFERSON GA 305496622, JEFFERSON, GA 30549-6622

Mortgage

Document Number	83U0550
Date	Mar 11, 2019
Book Page	00083U/000550

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,680 (-) Land $26,000 Building $112,680	$346,700 (-) Land $65,000 Building $281,700
2025	$3,806.00 (-0.42%)	$138,680 (-) Land $26,000 Building $112,680	$346,700 (-) Land $65,000 Building $281,700
2024	$3,822.00 (+21.8%)	$138,680 (+25.34%) Land $26,000 Building $112,680	$346,700 (+25.34%) Land $65,000 Building $281,700
2023	$3,138.00 (+7.87%)	$110,640 (+22.23%) Land $10,000 Building $100,640	$276,600 (+22.23%) Land $25,000 Building $251,600
2022	$2,909.00	$90,520 Land $9,000 Building $81,520	$226,300 Land $22,500 Building $203,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, TruVista Communications, Xfinity.

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