Barnstable County and Barnstable Town City property record for 434 Eel River Rd, Osterville, MA 02655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1982 |
| Square Footage | 2,210 sqft Living Area |
| Lot Size | 45,302 sqft (1.04 acres) |
| Last Sale | $3,000,000 (2026) |
| Tax Bill | $13,824.00 (2025) |
| Primary APN | OSTE M:114 L:025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 5,710 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 45,302 sqft (1.04 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 54924 |
|---|---|
| Street Address | 434 EEL RIVER RD |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-2409 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 25 |
| Jurisdiction | BARNSTABLE MA |
| Minor Civil Division | BARNSTABLE TOWN |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 13002 |
Source: Barnstable County and Barnstable Town City records · APN OSTE M:114 L:025
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MERIAM ST, LEXINGTON, MA 02420-3640 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Apr 17, 2026 | Quit Claim Deed, Transfer · Adjustable Rate Mortgage (ARM) LEADER BANK NA |
| Aug 21, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PEOPLES UNITED BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK |
| Jun 17, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2015 · Amount on Record |
| Deed Doc Number | 20261542168 |
| Prior Transfer Date | Jun 12, 2020 |
| Prior Transfer Doc | 0001398293 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Apr 17, 2026 |
| Property Address | 434 EEL RIVER RD, OSTERVILLE, MA 02655-2409 |
| Document Number | 0001542168 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 20261542168 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20 MERIAM ST, LEXINGTON, MA 02420-3640 |
| Date | Apr 17, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 01, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 434 EEL RIVER RD, OSTERVILLE, MA 02655-2409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001328012 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 1328012 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 434 EEL RIVER RD, OSTERVILLE, MA 02655-2409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001328013 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 1328013 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Jun 17, 2020 |
| Property Address | 434 EEL RIVER RD, OSTERVILLE, MA 02655-2409 |
| Document Number | 0001398293 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 1398293 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 EEL RIVER RD OSTERVILLE MA 02655, OSTERVILLE, MA 02655 |
| Document Number | 1398285 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 1398285 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,824.00 (+5.98%) | $1,708,800 (+2.31%) Land $1,146,300 Building $562,500 | $1,589,825 |
| 2024 | $13,044.00 (+3.85%) | $1,670,200 (+10.9%) Land $1,146,300 Building $523,900 | |
| 2023 | $12,561.00 | $1,506,100 Land $1,042,100 Building $464,000 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 4% of the US · above 8% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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