434 Earl Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 434 Earl Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1979
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2017)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-52-11-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-52-11-9`
Alternative APNs	`28-37-15-52-00011.0-0009.00` `2827354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	276 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2827354
Street Address	434 EARL AVE
City	MELBOURNE
State	FL
Zip	32901-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CROWN HEIGHTS 2ND ADDN LOT 9 BLK 11
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	CROWN HEIGHTS 2ND ADDN
Legal Block	11
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2012
Census Tract	65127

Owner

434 Earl Ave is owned and occupied by an individual who bought it in November 2017.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	434 EARL AVE, MELBOURNE, FL 32901-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MTG
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	2017232203
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	434 EARL AVE, MELBOURNE, FL 32901-8610
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 EARL AVE, MELBOURNE, FL 32901-8610

Mortgage

Document Number	0100490734
Date	Apr 29, 2024
Book Page	10049/734
Instrument	2024086174

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 8, 2017
Property Address	434 EARL AVE, MELBOURNE, FL 32901-8610
Document Number	0080221091
Book / Page	008022 / 001091
Instrument Date	Nov 3, 2017
Instrument	232203
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 EARL AVE MELBOURNE FL 329018610, MELBOURNE, FL 32901-8610

Mortgage

Document Number	80221093
Date	Nov 8, 2017
Book Page	008022/001093
Instrument	232205

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 11, 2017
Property Address	434 EARL AVE, MELBOURNE, FL 32901-8610
Document Number	0078870492
Book / Page	007887 / 000492
Instrument Date	Mar 23, 2017
Instrument	98939
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$469.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 BRAND SOUTH TRL LAWRENCEVILLE GA 300468866, LAWRENCEVILLE, GA 30046-8866

Tax Assessment & Valuation

The 2025 property tax bill for 434 Earl Ave was $1,768 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,610 (+2.7%)	$217,920 (+8.24%)
2025	$1,768.00 Homeowner's exemption	$134,970	$201,330 Land $70,000 Building $131,330
2023	$1,620.00 (+7.78%) Homeowner's exemption	$127,350 (+2.99%)	$205,380 (+18.16%) Land $60,000 Building $145,380
2022	$1,503.00 Homeowner's exemption	$123,650	$173,820 Land $50,000 Building $123,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Earl Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Earl Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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