434 E Springtree Way, Lake Mary, FL 32746 Property Records

Seminole County property record for 434 E Springtree Way, Lake Mary, FL 32746 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,412 sqft · built 1986
Lot Size	0.11 acres (4,831 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Oct 2023)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-30-5HZ-0B00-0560`

Property Details

APN / Parcel Number

Primary APN	`17-20-30-5HZ-0B00-0560`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	630 sqft
Upper Floors Area	630 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,831 sqft
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	434 E SPRINGTREE WAY
City	LAKE MARY
State	FL
Zip	32746-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 BLK B LAKEWOOD AT THE CROSSINGS UNIT 2 PB 33 PGS 49 TO 53
Legal Range	30E
Legal Township	20S
Legal Section	17
Legal Subdivision	LAKEWOOD AT THE CROSSINGS
Legal Block	B
Legal Lot Number	56
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1006
Census Tract	20811

Owner

Source: Seminole County records · APN 17-20-30-5HZ-0B00-0560

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Oct 04, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2023 · Amount on Record
Deed Sale	Oct 04, 2023 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	2023092121
Deed Book / Page	10517 / 1912
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	0098880239
Date	Mar 31, 2021
Book Page	9888/239
Instrument	2021041587

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	0098880249
Date	Mar 31, 2021
Book Page	9888/249
Instrument	2021041588

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 04, 2023
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Document Number	0105171912
Book / Page	10517 / 1912
Map Reference	MB 33 PG 49-53
Instrument Date	Sep 29, 2023
Instrument	2023092121
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 BRIGHTVIEW DR, LAKE MARY, FL 32746-2354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	0105171914
Date	Oct 04, 2023
Instrument	10517/1914

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	0097340541
Date	Oct 15, 2020
Book Page	9734/541
Instrument	2020117018

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	0098880249
Date	Mar 31, 2021
Book Page	9888/249
Instrument	2021041588

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 16, 2021
Property Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068
Document Number	0100981224
Book / Page	10098 / 1224
Map Reference	MB 33 PG 49-53
Instrument Date	Oct 29, 2021
Instrument	2021150738
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	840 TERRAPIN DR, 840, DEBARY, FL 32713-0112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 E SPRINGTREE WAY, LAKE MARY, FL 32746-6068

Mortgage

Document Number	100981226
Date	Nov 16, 2021
Instrument	10098/1226

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00 (+16.86%) Homeowner's exemption	$327,055 (+22.36%)	$327,055 (+8.31%) Land $85,000 Building $242,055
2023	$3,368.00 (+2.59%) Homeowner's exemption	$267,300 (+3%)	$301,960 (+8.05%) Land $80,000 Building $221,960
2022	$3,283.00 Homeowner's exemption	$259,515	$279,455 Land $68,000 Building $211,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170208111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2004–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2009, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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