Chippewa County property record for 434 E Oak St, Cadott, WI 54727
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,196 sqft · built 1971 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Apr 2015) |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 22906-3222-6361-0203 |
| Primary APN | 22906-3222-6361-0203 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,196 sqft Total Area |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 111 0593 |
|---|---|
| Street Address | 434 E OAK ST |
| City | CADOTT |
| State | WI |
| Zip | 54727-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CADOTT PROPER |
| Legal Description | SEDIVY'S ADDITION LOT 3 BLK 2 |
| Legal Range | 06W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | SEDIVYS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CADOTT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10800 |
Source: Chippewa County records · APN 22906-3222-6361-0203
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 434 E OAK ST, CADOTT, WI 54727-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Transfer on Death Deed, Transfer |
| May 06, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2015 · Amount on Record |
| Deed Sale | Apr 02, 2015 · Amount on Record |
| Prior Sale | Feb 01, 2008 · Amount on Record |
| Deed Document Number | 842375 |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Jul 10, 2023 |
| Property Address | 434 E OAK ST, CADOTT, WI 54727-9705 |
| Document Number | 0000942765 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 942765 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 434 E OAK ST, CADOTT, WI 54727-9705 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 888304 |
|---|---|
| Date | May 06, 2019 |
| Instrument | 888304 |
| Name | ROYAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2039 |
Source: Chippewa County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Cadott Village |
| Unified School District | Cadott Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 (+12.95%) Homeowner's exemption | $152,700 (-) Land $15,000 Building $137,700 | $259,700 (+14%) |
| 2023 | $2,926.00 (+4.84%) Homeowner's exemption | $152,700 (-) Land $15,000 Building $137,700 | $227,800 (+21.49%) |
| 2022 | $2,791.00 Homeowner's exemption | $152,700 Land $15,000 Building $137,700 | $187,500 |
Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 30 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CADOTT WATERWORKS serves 1,352 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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