434 E Main St, Hancock, MD 21750 Property Records

Washington County property record for 434 E Main St, Hancock, MD 21750 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Year Built	Built 2023
Square Footage	3,270 sqft Total Area
Lot Size	819,712 sqft (18.8 acres)
Last Sale	$992,800 (2013)
Tax Bill	$30,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-014158`
Alternative APN	`014158`

Interior

Units	5 Units
Building Area	3,270 sqft Total Area
1st Floor	3,270 sqft 1st Floor
Basement Area	9,238 sqft Basement
Stories	1 Stories
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	819,712 sqft (18.8 acres)

Exterior Amenities

Total Buildings	2 Total Buildings
Porch	1 Porch
Porch Area	160 sqft Porch
Canopy Area	3,982 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	014158
Street Address	434 E MAIN ST
City	HANCOCK
State	MD
Zip	21750-1526
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Drive-Thru Restaurant, Fast Food
Legal Description	18.818 ACRES 434 E MAIN ST
Jurisdiction	WASHINGTON MD
Minor Civil Division	5, HANCOCK
Census Blockgroup	1
Census Block	1024
Census Tract	10700

Owner

Source: Washington County records · APN 05-014158

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	116 SHANNON DR, MORGANTOWN, WV 26508-5260
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2013 · Amount on Record
Deed Sale	Sep 13, 2013 · Amount on Record
Prior Sale	Nov 16, 1994 · Amount on Record
Deed Book / Page	4632 / 111
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	434 E MAIN ST, HANCOCK, MD 21750-1526
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	LAND SERVICES USA INC, LAND SERVICES USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073040040
Date	Aug 21, 2023
Book Page	7304/40

Lender

Name	UNITED BANK
Type	Bank
Address	MORGANTOWN, WV 26505

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,064,500 (+4.29%) Land $456,500 Building $2,608,000	$3,064,500 (-) Land $456,500 Building $2,608,000
2025	$30,423.00 (+8.9%)	$2,938,433 (+9.39%)	$3,064,500 (+14.08%) Land $456,500 Building $2,608,000
2023	$27,937.00	$2,686,300 Land $456,500 Building $2,229,800	$2,686,300 Land $456,500 Building $2,229,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.