Iroquois County property record for 434 E Elm St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Jun 2024) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 19 33 152 032 |
| Primary APN | 19 33 152 032 |
|---|
| Lot Area | 11,364 sqft (0.26 acres) |
|---|
| Street Address | 434 E ELM ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY'S 2ND ADD W 75' E 175' S 150' LT 4 N 5' ELM ST S |
| Legal Subdivision | STANLEY'S 2ND ADD |
| Legal Lot Number | 4 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950400 |
434 E Elm St is owned by an individual who bought it in June 2024.
Source: Iroquois County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2430 N 2700 EAST RD, DONOVAN, IL 60931-8072 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on File |
| Deed Sale | Jun 7, 2024 · Amount on File |
| Deed Document Number | 20241790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 434 E ELM ST, WATSEKA, IL 60970-1409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18R1314 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 18R1314 |
| Name | FIRST TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATSEKA, IL 60970 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 5, 2023 |
| Rate | 4.75% |
|---|
The 2025 property tax bill for 434 E Elm St was $2,234.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 | $21,900 Land $7,060 Building $14,840 | $65,700 Land $21,180 Building $44,520 |
| 2022 | $1,628.00 | $15,420 Land $4,970 Building $10,450 | $46,260 Land $14,910 Building $31,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 434 E Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 237 (1979–2018) |
| Claims Outside the SFHA | 4 of 237 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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