434 Copperstone Dr, Seneca, SC 29678 Property Records

Oconee County property record for 434 Copperstone Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on Record
Last Sale	$173,953 (May 2019)
Tax Bill	$595 (2025)
Deeds & Mortgages	Sep 2022 Transfer May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-07-01-031`

Property Details

APN / Parcel Number

Primary APN	`255-07-01-031`
Alternative APN	`1070433`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
1st Floor Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1070433
Street Address	434 COPPERSTONE DR
City	SENECA
State	SC
Zip	29678-1876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 STONEGATE PHS III (0.22 AC)
Legal Subdivision	STONEGATE SUBDIVISION
Legal Lot Number	59
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2006
Census Tract	30702

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	434 COPPERSTONE DR, SENECA, SC 29678-1876
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Intrafamily Transfer, Transfer
May 2, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage ON Q FIN'L
Sep 4, 2018	Grant Deed, Transfer OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Deed Document Number	201913294
Deed Book / Page	2462 / 217
Last Transfer Date	Aug 26, 2022
Transfer Doc	0000003854
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Sep 8, 2022
Property Address	434 COPPERSTONE DR, SENECA, SC 29678-1876
Document Number	0000003854
Book / Page	2855 / 91
Map Reference	MB B471 PG 2&3
Instrument Date	Aug 26, 2022
Instrument	3854
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 COPPERSTONE DR, SENECA, SC 29678-1876

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	May 2, 2019
Property Address	434 COPPERSTONE DR, SENECA, SC 29678-1876
Document Number	0024620217
Book / Page	002462 / 000217
Instrument Date	Apr 15, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$643.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	434 COPPERSTONE DR SENECA SC 296781876, SENECA, SC 29678-1876

Mortgage

Document Number	38250231
Date	May 2, 2019
Book Page	003825/000231

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 4, 2018
Property Address	434 COPPERSTONE DR, SENECA, SC 29678-1876
Document Number	0023930060
Book / Page	002393 / 000060
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$133.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	434 COPPERSTONE DR SENECA SC 29678, SENECA, SC 29678
Investor	Possibly a Property Investor

Mortgage

Document Number	37570001
Date	Sep 4, 2018
Book Page	003757/000001

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29679

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 3, 2043

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00	$7,682 (-) Land $1,267 Building $6,415	$192,060 (-) Land $31,680 Building $160,380
2023		$7,682 Land $1,267 Building $6,415	$192,060 Land $31,680 Building $160,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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