434 Colonial Rd, Memphis, TN 38117 Property Records

Shelby County property record for 434 Colonial Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,948 sqft · built 1942
Lot Size	0.623 acres (27,131 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (Feb 2022)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	Sep 2025 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-6007-A0-0001`

Property Details

APN / Parcel Number

Primary APN	`05-6007-A0-0001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
Gross Area	4,172 sqft
1st Floor Area	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,131 sqft (0.623 acres)
Lot Dimensions	194 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	1,224 sqft
Porch	Open Porch
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	434 COLONIAL RD
City	MEMPHIS
State	TN
Zip	38117-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ES COLONIAL ROAD COR COLONIAL COVE
Legal Subdivision	COLONIAL COVE
Legal Lot Number	1
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2020
Census Tract	8500

Owner

434 Colonial Rd is owner-occupied and held in a trust since September 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	202216240
Last Transfer Date	Sep 3, 2025
Transfer Doc	0000080001
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Sep 17, 2025
Property Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027
Document Number	0025080001
Map Reference	MB 36 PG 26
Instrument Date	Sep 3, 2025
Instrument	25080001
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 11, 2022
Property Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027
Document Number	0022016240
Map Reference	MB 36 PG 26
Instrument Date	Feb 3, 2022
Instrument	22016240
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027

Mortgage

Document Number	0022016241
Date	Feb 11, 2022
Instrument	22016241

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 5, 2019
Property Address	434 COLONIAL RD, MEMPHIS, TN 38117-4027
Document Number	0000078878
Instrument Date	Aug 2, 2019
Instrument	78878
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	434 COLONIAL RD MEMPHIS TN 381174027, MEMPHIS, TN 38117-4027

Mortgage

Document Number	78879
Date	Aug 5, 2019
Instrument	78879

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 434 Colonial Rd was $4,984, down 59.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,984.00 (-59.15%)	$185,300 Land $56,775 Building $128,525	$741,200 Land $227,100 Building $514,100
2024	$12,202.00
2023		$91,475 Land $41,500 Building $49,975
2022	$5,572.00
2021			$365,900 Land $166,000 Building $199,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 Colonial Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2003–2012)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Colonial Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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