434 Co Rd 421, Cullman, AL 35057 Property Records

Cullman County property record for 434 Co Rd 421, Cullman, AL 35057

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,608 sqft · built 1900
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-07-36-0-000-011.002`

Property Details

APN / Parcel Number

Primary APN	`18-07-36-0-000-011.002`
Alternative APNs	`35895` `26871`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,608 sqft Base Area
1st Floor Area	1,608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Garage Area	1,008 sqft
Shed	1 Shed
Shed Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26871
Street Address	434 COUNTY ROAD 421
City	CULLMAN
State	AL
Zip	35057-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 530 FROM NW COR SE4 NE4 TH CONT S 327 NELY 248 NWLY 24 5 TO POB
Legal Range	04W
Legal Township	10S
Legal Section	36
Jurisdiction	CULLMAN AL
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2000
Census Tract	964600

Owner

Source: Cullman County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 COUNTY ROAD 421, CULLMAN, AL 35057-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULLMAN AL
Recording Date	Sep 3, 2026
Property Address	434 COUNTY ROAD 421, CULLMAN, AL 35057-2618
Document Number	2181000423
Book / Page	2181 / 423
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 COUNTY ROAD 421, CULLMAN, AL 35057-2618

Mortgage

Document Number	2181000423,
Date	Sep 3, 2026
Book Page	2181/423

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cullman County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$12,620 (+9.93%)	$126,100 (+9.84%) Building $126,100
2023	Homeowner's exemption	$11,480	$114,800 Land $3,600 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20