Rutherford County property record for 434 Cherry Mountain St, Forest City, NC 28043 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2018 |
| Lot Size | 6.34 acres (276,606 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,208 (2022) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1630152 |
| Primary APN | 1630152 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Heated Area |
| Basement Area | 1,502 sqft |
| Finished Basement | 1,502 sqft |
| Year Built | Built 2018 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 276,606 sqft (6.34 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 332 sqft |
| Patio Area | 332 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 40675 |
|---|---|
| Street Address | 434 CHERRY MOUNTAIN ST |
| City | FOREST CITY |
| State | NC |
| Zip | 28043-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PL43-417 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COOL SPRING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960700 |
Source: Rutherford County records · APN 1630152
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0001120210 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 434 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0020500612 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2050/612 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 434 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012470229 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 1247/229 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 434 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020090611 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 2009/611 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 434 CHERRY MOUNTAIN ST, FOREST CITY, NC 28043-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | AMERICAN HOME TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0020361898 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2036/1898 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Forest City Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $364,700 (+45.36%) Land $31,900 Building $332,800 | $364,700 (+45.36%) Land $31,900 Building $332,800 | |
| 2022 | $2,208.00 | $250,900 Land $34,200 Building $216,700 | $250,900 Land $34,200 Building $216,700 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vyve Broadband | Cable | 2,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.
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