DeKalb County property record for 434 Chartley Trl, Stone Mountain, GA 30083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,010 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,000 (Dec 2018) |
| Tax Bill | $3,130 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-015-09-062 |
| Primary APN | 18-015-09-062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,010 sqft Living Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 1,598 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 112 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | B-822552340-001 |
|---|---|
| Street Address | 434 CHARTLEY TRL |
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30083-4529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Subdivision | SUMMERTOWN WEST |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | ATLANTA-DECATUR |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 23219 |
434 Chartley Trl is owned and occupied by two individuals who bought it in December 2018.
Source: DeKalb County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 CHARTLEY TRL, STONE MOUNTAIN, GA 30083-4529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION |
| Dec 19, 2018 | Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on File |
| Deed Sale | Dec 13, 2018 · Amount on File |
| Deed Document Number | 201829119 |
| Deed Book / Page | 27306 / 108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 434 CHARTLEY TRL, STONE MOUNTAIN, GA 30083-4529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 434 CHARTLEY TRL, STONE MOUNTAIN, GA 30083-4529 |
| Document Number | 0300680219 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 0000030068/0000000219 |
| Name | GEORGIA UNITED CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Dec 19, 2018 |
| Property Address | 434 CHARTLEY TRL, STONE MOUNTAIN, GA 30083-4529 |
| Document Number | 0273060108 |
| Book / Page | 027306 / 000108 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 200307 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 434 CHARTLEY TRL STONE MOUNTAIN GA 300834529, STONE MOUNTAIN, GA 30083-4529 |
| Document Number | 273060110 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 027306/000110 |
| Instrument | 200309 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2048 |
The 2025 property tax bill for 434 Chartley Trl was $3,130 with a homeowner's exemption.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,130.00 Homeowner's exemption | $112,880 Land $16,000 Building $96,880 | $282,200 Land $40,000 Building $242,200 |
| 2023 | $2,601.00 (-4.2%) Homeowner's exemption | $114,960 (+21.01%) Land $16,000 Building $98,960 | $287,400 (+21.01%) Land $40,000 Building $247,400 |
| 2022 | $2,715.00 | $95,000 Land $6,000 Building $89,000 | $237,500 Land $15,000 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Chartley Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 434 Chartley Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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