434 Central Tpke, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 434 Central Tpke, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1976
Lot Size	3 acres (130,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,000 (Sep 2018)
Tax Bill	$7,111 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0030 P:62`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0030 P:62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	3,822 sqft
1st Floor Area	1,522 sqft
Basement Area	1,244 sqft
Unfinished Basement	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,965 sqft (3 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	434 CENTRAL TPKE
City	SUTTON
State	MA
Zip	01590-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	2
Census Block	2022
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 14, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage POSITIVE PROPS
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARTHUR FISHER
Jul 26, 2017	Quit Claim Deed, Transfer ARTHUR FISHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	201897031
Deed Book / Page	59401 / 256
Transfer Doc	059401-256
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069804-34
Date	Oct 26, 2023
Book Page	69804/34
Instrument	89254

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Sep 14, 2018
Property Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Document Number	59401-256
Book / Page	59401 / 256
Instrument	97031
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594010261
Date	Sep 14, 2018
Instrument	59401/0261

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Document Number	58866-158
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 CENTRAL TPKE SUTTON MA 015902324, SUTTON, MA 01590-2324

Mortgage

Document Number	58866-158
Date	May 30, 2018
Book Page	058866/000158
Instrument	51794

Lender

Name	POSITIVE PROPS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Document Number	57882-92
Book / Page	057882 / 000092
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	57882-92
Date	Oct 13, 2017
Book Page	057882/000092
Instrument	113978

Lender

Name	ARTHUR FISHER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jul 26, 2017
Property Address	434 CENTRAL TPKE, SUTTON, MA 01590-2324
Document Number	57480-106
Book / Page	057480 / 000106
Instrument Date	Jun 8, 2017
Instrument	80095
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 60183 WORCESTER MA 016060183, WORCESTER, MA 01606-0183

Mortgage

Document Number	57480-109
Date	Jul 26, 2017
Book Page	057480/000109
Instrument	80096

Lender

Name	ARTHUR FISHER

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,111.00 (+1.69%)	$615,700 (+5.83%) Land $213,900 Building $401,800	$633,935 (+6.67%)
2025	$6,993.00 (-3.88%)	$581,800 (+1.41%) Land $197,900 Building $383,900	$594,320 (+2.86%)
2024	$7,275.00 (+0.9%)	$573,700 (+10.2%) Land $188,100 Building $385,600	$577,790
2023	$7,210.00	$520,600 Land $171,300 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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