434 Birch St, Belding, MI 48809 Property Records

Ionia County property record for 434 Birch St, Belding, MI 48809 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Mar 2025)
Deeds & MortgagesNov 2018 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN34-402-090-000-080-20

Property Details

APN / Parcel Number

Primary APN34-402-090-000-080-20
Alternative APN
  • 40209000008020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area924 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address434 BIRCH ST
CityBELDING
StateMI
Zip48809-1970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF BELDING BROAS 4TH ADDN LOT 20 SPLIT ON 08/01/2003 INTO 402-090-000-080-10, 402-090-000-080-20;
Legal Subdivision4TH ADDN
Legal Lot Number20
JurisdictionIONIA MI
Township / Civil DivisionBELDING
Census Block Group2
Census Block2019
Census Tract30200

Owner

Source: Ionia County records · APN 34-402-090-000-080-20

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1494 DEWBERRY PL NE, 11, GRAND RAPIDS, MI 49505-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2018Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL INC
Nov 16, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2025 · Amount on Record
Deed SaleMar 24, 2025 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address434 BIRCH ST, BELDING, MI 48809-1970
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000652/0000006222
DateNov 06, 2018
Book Page0000000652/0000006222
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJan 01, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIONIA MI
Recording DateNov 16, 2018
Property Address434 BIRCH ST, BELDING, MI 48809-1970
Document Number652/6220
Book / Page652 / 6220
Instrument DateNov 06, 2018
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 BIRCH ST, BELDING, MI 48809-1970

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityBelding City
Unified School DistrictBelding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2026$89,200 (+38.94%) Land $16,300 Building $72,900$178,400 (+38.94%) Land $32,600 Building $145,800
2023$64,200 Land $11,300 Building $52,900$128,400 Land $22,600 Building $105,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), updated January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670302002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims1 (2013)
Most Recent ClaimApr 2013, river or lake flooding, Flooding

Wildfire

Wildfire RiskLow
above 6% of the US · above 15% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Point Broadband Fiber HoldingFixed Wireless (licensed-by-rule)200 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Point Broadband Fiber Holding, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number