434 Birch, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 434 Birch, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1983
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (May 2010)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-301-260`

Property Details

APN / Parcel Number

Primary APN	`14-17-301-260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Lot Area	14,810 sqft (0.34 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 BIRCH
City	SCHOOLCRAFT
State	MI
Zip	49087-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 4W-26 GOLDEN PRAIRIE ACRES LOT 26 *
Legal Subdivision	GOLDEN PRIRIE ACRES
Legal Lot Number	26
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	1
Census Block	1017
Census Tract	6102

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	434 BIRCH, SCHOOLCRAFT, MI 49087-9784
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 23, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2010 · Amount on Record
Deed Sale	May 13, 2010 · Amount on Record
Prior Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	201015626
Last Transfer Date	May 27, 2016
Transfer Doc	2016018251
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	434 BIRCH, SCHOOLCRAFT, MI 49087-9784
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 BIRCH, SCHOOLCRAFT, MI 49087-9784

Mortgage

Document Number	2025031072
Date	Dec 2, 2025
Instrument	2025-031072

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	434 BIRCH, SCHOOLCRAFT, MI 49087-9784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017035332
Date	Oct 20, 2017
Instrument	2017-035332

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	434 BIRCH, SCHOOLCRAFT, MI 49087-9784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012848
Date	Apr 23, 2020
Instrument	2020-012848

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+17.43%)	$225,000 (+17.43%)
2025	$3,168.00 (+33.84%) Homeowner's exemption	$95,800 (+20.81%)	$191,600 (+20.81%)
2023		$79,300	$158,600
2019	$2,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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