434 Aspen Dr, Lyons, CO 80540 Property Records

Larimer County property record for 434 Aspen Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,137 sqft · built 1962
Lot Size	0.552 acres (24,035 sqft)
Owner	Company Name on Record
Last Sale	$495,000 (Apr 2026)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24353-07-003`

Property Details

APN / Parcel Number

Primary APN	`24353-07-003`
Alternative APN	`R0549827`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
Gross Area	1,377 sqft
1st Floor Area	1,137 sqft
Basement Area	240 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	24,035 sqft (0.552 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0549827
Street Address	434 ASPEN DR
City	LYONS
State	CO
Zip	80540-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 3, TR 3, BIG ELK MEADOWS ; ALSO COM AT NW COR LOT 3, TR 3, BIG ELK MEADOWS, TH NERLY ALG NRLY LN SD LOT 100 FT TPOB, TH NERLY ALG NRLY LN SD LOT TO NE COR SD LOT 100 FT, NWRLY ALG ERLY LN OF SD LOT 14 FT, SWRLY AND PARA WITH NRLY LN OF SD LOT 100
Legal Range	72W
Legal Township	4N
Legal Section	35
Legal Subdivision	BIG ELK MEADOWS
Legal Tract	3
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1035
Census Tract	1905

Owner

Source: Larimer County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	434 ASPEN DR, LYONS, CO 80540-8026
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CREDIT UNION
Jun 23, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	202619181
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	0000040030
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 24, 2026
Property Address	434 ASPEN DR, LYONS, CO 80540-8026
Document Number	0000019181
Instrument Date	Apr 23, 2026
Instrument	2026.19181
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,999.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	434 ASPEN DR, LYONS, CO 80540-8026

Mortgage

Document Number	0000019183,
Date	Apr 24, 2026
Instrument	2026.19183

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 23, 2022
Property Address	434 ASPEN DR, LYONS, CO 80540-8026
Document Number	0000040030
Instrument Date	Jun 23, 2022
Instrument	20220040030
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15700 E JAMISON DR UNIT 5108, 5108, ENGLEWOOD, CO 80112-4695

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00 (-0.95%)	$29,013 (-15.98%) Land $6,250 Building $22,763	$464,200 (-9.93%) Land $100,000 Building $364,200
2024	$2,108.00 (+1.2%)
2023	$2,083.00 (+36.68%)	$34,532 (+62.05%) Land $5,360 Building $29,172	$515,400 (+68.1%) Land $80,000 Building $435,400
2022	$1,524.00	$21,309 Land $3,406 Building $17,903	$306,600 Land $49,000 Building $257,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.1% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fiber · Fixed Wireless in parts of the area	200 / 200

Cell Coverage

No cell data coverage reported

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