434 Aspen Dr, Durango, CO 81301 Property Records

La Plata County property record for 434 Aspen Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 1985
Lot Size	0.402 acres (17,491 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jun 1997)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-292-08-002`

Property Details

APN / Parcel Number

Primary APN	`5661-292-08-002`
Alternative APN	`R007584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,993 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Lot Area	17,491 sqft (0.402 acres)
Garage Type	Attached
Garage Area	600 sqft
Patio Area	1,247 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R007584
Street Address	434 ASPEN DR
City	DURANGO
State	CO
Zip	81301-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DURANGO WEST II BLOCK: 0 LOT: 2 DGO WEST #2 434 ASPEN DR DURANGO 81301
Legal Subdivision	DURANGO WEST II
Legal Block	2
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2033
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 ASPEN DR, DURANGO, CO 81301-7528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 1997 · Amount on Record
Deed Sale	Jun 2, 1997 · Amount on Record
Last Transfer Date	Jun 11, 2012
Transfer Doc	0001048622
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 ASPEN DR, DURANGO, CO 81301-7528
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001206847
Date	Mar 1, 2022
Instrument	1206847

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	434 ASPEN DR, DURANGO, CO 81301-7528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001181747
Date	Nov 17, 2020
Instrument	1181747

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,130 (-2.07%) Land $8,820 Building $33,310	$688,330 (-) Land $144,110 Building $544,220
2025	$2,017.00 (+87.8%)	$43,020 (+33.23%) Land $9,010 Building $34,010	$688,330 (+42.85%) Land $144,110 Building $544,220
2023	$1,074.00 (-14.76%)	$32,290 (+8.76%) Land $7,020 Building $25,270	$481,850 (+12.8%) Land $104,710 Building $377,140
2022	$1,260.00	$29,690 Land $7,630 Building $22,060	$427,160 Land $109,800 Building $317,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 89% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180
Water Source	Purchased surface water from LAKE DURANGO WA
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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