434 Argyle St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 434 Argyle St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,459 sqft · built 1987
Lot Size	0.175 acres (7,610 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Aug 2025)
Tax Bill	$13,281 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00117-0000-00012-03`

Property Details

APN / Parcel Number

Primary APN	`44-00117-0000-00012-03`
Alternative APNs	`44001170000000120003` `011850`

Interior

Building Area	1,459 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,610 sqft (0.175 acres)

Location & Zoning

Account Number	011850
Street Address	434 ARGYLE ST
City	ORADELL
State	NJ
Zip	07649-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1747
Legal Subdivision	BOROUGH/ORADELL
Legal Block	117
Legal Lot Number	12.03
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	1
Census Block	1017
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 ARGYLE ST, ORADELL, NJ 07649-2661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Deed Document Number	202559346
Deed Book / Page	5587 / 972
Prior Transfer Date	Aug 15, 2025
Prior Transfer Doc	0055870965
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 28, 2025
Property Address	434 ARGYLE ST, ORADELL, NJ 07649-2661
Document Number	0055870972
Book / Page	5587 / 972
Instrument Date	Aug 1, 2025
Instrument	2025059346
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 CHRIS AVE, HILLSDALE, NJ 07642-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ARGYLE ST, ORADELL, NJ 07649-2661

Mortgage

Document Number	2025059347
Date	Aug 28, 2025
Instrument	2025059347

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,000 (+4.89%) Land $372,200 Building $234,800	$607,000 (+4.89%) Land $372,200 Building $234,800
2025	$13,281.00 (+8.43%)	$578,700 (+28.6%) Land $350,800 Building $227,900	$578,700 (+28.6%) Land $350,800 Building $227,900
2024	$12,249.00 (+2.48%)	$450,000 (+0.45%) Land $245,400 Building $204,600	$450,000 (+0.45%) Land $245,400 Building $204,600
2023	$11,952.00 (+4.69%)	$448,000 Land $244,500 Building $203,500	$448,000 Land $244,500 Building $203,500
2022	$11,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1980–2023)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20