434 7th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 434 7th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	3,142 sqft · built 1900
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Mar 2012)
Tax Bill	$11,224 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2022 Refinance + 4 more
Flood Zone	Zone AE (high risk)
APN	`01-00007-06-00100`

Property Details

APN / Parcel Number

Primary APN	`01-00007-06-00100`
Alternative APN	`0100007000600100`

Interior

Stories	2 Stories
Building Area	3,142 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	434 7TH ST
City	AVALON
State	NJ
Zip	08202-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	7.6
Legal Lot Number	100
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2000
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 7TH ST, AVALON, NJ 08202-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage REPUBLIC FIRST BANK
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance REPUBLIC FIRST BANK
Aug 30, 2019	Deed of Trust, Mortgage REPUBLIC BK
May 8, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK
Jan 8, 2018	Deed of Trust, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2012 · Amount on Record
Deed Sale	Mar 1, 2012 · Amount on Record
Prior Sale	Nov 4, 1996 · Amount on Record
Deed Document Number	2012116
Deed Book / Page	3484 / 635
Prior Transfer Date	Nov 16, 1991
Prior Transfer Doc	2203000135
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024525
Date	Nov 8, 2023
Book Page	M6686/1
Instrument	2023024525

Lender

Name	REPUBLIC FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003000
Date	Jan 25, 2022
Book Page	M6519/214
Instrument	2022003000

Lender

Name	REPUBLIC FIRST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Document Number	0061140378
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NATIONAL INTEGRITY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 7TH ST AVALON NJ 082022513, AVALON, NJ 08202-2513

Mortgage

Document Number	0061140378
Date	Oct 24, 2019
Book Page	006114/000378
Instrument	111307

Lender

Name	REPUBLIC BK
Type	Bank
Address	PHILADELPHIA, PA 19102

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Document Number	0059710840
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	TITLE PARTNERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 7TH ST AVALON NJ 082022513, AVALON, NJ 08202-2513

Mortgage

Document Number	0059710840
Date	May 23, 2018
Book Page	005971/000840
Instrument	56131

Lender

Name	REPUBLIC BK
Type	Bank
Address	PHILADELPHIA, PA 19102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Document Number	0059450867
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 7TH ST AVALON NJ 082022513, AVALON, NJ 08202-2513

Mortgage

Document Number	0059450867
Date	Feb 21, 2018
Book Page	005945/000867
Instrument	45813

Lender

Name	REPUBLIC BK
Type	Bank
Address	PHILADELPHIA, PA 19102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	434 7TH ST, AVALON, NJ 08202-2513
Document Number	0059370546
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	434 7TH ST AVALON NJ 082022513, AVALON, NJ 08202-2513

Mortgage

Document Number	0059370546
Date	Jan 17, 2018
Book Page	005937/000546
Instrument	42442

Lender

Name	REPUBLIC BK
Type	Bank
Address	PHILADELPHIA, PA 19102

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2033

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,828,100 (-) Land $1,800,000 Building $28,100	$1,828,100 (-) Land $1,800,000 Building $28,100
2025		$1,828,100 (-) Land $1,800,000 Building $28,100	$1,828,100 (-) Land $1,800,000 Building $28,100
2024	$11,224.00 (+8.1%)
2023		$1,828,100 Land $1,800,000 Building $28,100	$1,828,100 Land $1,800,000 Building $28,100
2022	$10,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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