434 4th Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 434 4th Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.339 acres (14,810 sqft)
Owner2 Individual Names on File
Tax Bill$2,838 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN018-000593-000

Property Details

APN / Parcel Number

Primary APN018-000593-000
Alternative APNs
  • 18 593 0
  • 40670

Exterior

Lot Area14,810 sqft (0.339 acres)

Location & Zoning

Account Number40670
Old Parcel Number18 593 0
Street Address434 4TH AVE N
CityONALASKA
StateWI
Zip54650-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ.E. BROWNS ADDITION PRT LOT 12 BLOCK 11 BEG NW COR NELY ALG NLY LN 75FT ELY 150FT S50FT SWLY 207FT NWLY 75FT TO POB EX BEG N
Legal Range07
Legal Township16
Legal Section05
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionJ E BROWNS ADDITION
Legal Block11
Legal Lot Number12
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group3
Census Block3006
Census Tract10403

Owner

434 4th Ave N is owned and occupied by two individuals who acquired it in September 2014.

Source: La Crosse County records, as of February 16, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address434 4TH AVE N, ONALASKA, WI 54650-2529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2014
Deed SaleSep 18, 2014
Deed Document Number1645452
Prior Transfer DateJul 3, 2007
Prior Transfer Doc1479500
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address434 4TH AVE N, ONALASKA, WI 54650-2529
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001804158
DateJan 20, 2023
Instrument1804158
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 434 4th Ave N was $2,838 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00 Homeowner's exemption$225,600 Land $76,700 Building $148,900$228,200
2023$2,860.00 Homeowner's exemption$169,400 Land $54,800 Building $114,600$169,400 Land $54,800 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 4th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 4th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th Ave N

Nearby Streets

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