434 3rd St SE, Hickory, NC 28602 Property Records

Catawba County property record for 434 3rd St SE, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,692 sqft · built 1905
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Dec 2024)
Tax Bill	$829 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3702-12-77-5065`

Property Details

APN / Parcel Number

Primary APN	`3702-12-77-5065`
Alternative APN	`0025166`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	2,100 sqft
Upper Floors Area	788 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	141 ft deep x 102 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	400 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	434 3RD ST SE
City	HICKORY
State	NC
Zip	28602-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ACCT# 25882400 MAP 026H -16-005- -0
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2012
Census Tract	10900

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	434 3RD ST SE, HICKORY, NC 28602-3845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	202422146
Deed Book / Page	3911 / 1294
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jun 22, 2022
Property Address	434 3RD ST SE, HICKORY, NC 28602-3845
Document Number	0037521176
Book / Page	3752 / 1176
Instrument Date	Jun 13, 2022
Instrument	14059
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 3RD ST SE, HICKORY, NC 28602-3845

Mortgage

Document Number	0000014060
Date	Jun 22, 2022
Instrument	14060

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (-) Land $8,100 Building $199,900
2025	$829.00 (-60.14%)	$208,000 (-14.68%) Land $8,100 Building $199,900
2024	$2,080.00
2023	$2,080.00	$243,800 Land $8,100 Building $235,700	$208,000 Land $8,100 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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