434 2nd St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 434 2nd St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,216 sqft · built 1983
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Mar 1991)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`256OE023`

Property Details

APN / Parcel Number

Primary APN	`256OE023`
Alternative APNs	`105413030837` `80076621`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Heated Area
Gross Area	2,004 sqft
1st Floor Area	192 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.109 acres)
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80076621
Street Address	434 2ND ST
City	SUNSET BEACH
State	NC
Zip	28468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-20 B-2 SSB PLAT 5/65
Legal Subdivision	SUNSET BEACH DEVELOPMENT
Legal Block	2
Legal Lot Number	20
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1015
Census Tract	20512

Owner

434 2nd St is owned by an individual who acquired it in September 2018.

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3521 BAY DR, MIDDLE RIVER, MD 21220-4402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1991 · Amount on File
Deed Sale	Mar 1, 1991 · Amount on File
Deed Book / Page	837 / 274
Last Transfer Date	Sep 27, 2018
Transfer Doc	0041151178
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 11, 2026
Property Address	434 2ND ST, SUNSET BEACH, NC 28468
Document Number	5631000770
Book / Page	5631 / 770
Instrument Date	Aug 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	5631000770,
Date	Sep 11, 2026
Book Page	5631/770

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 21, 2046

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	434 2ND ST, SUNSET BEACH, NC 28468
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048140761
Date	Mar 16, 2022
Book Page	4814/761

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 19, 2018
Property Address	434 2ND ST, SUNSET BEACH, NC 28468
Document Number	0041151178
Book / Page	004115 / 001178
Instrument Date	Oct 9, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 BEELER RD #9212 RALEIGH NC 276074092, 9212, RALEIGH, NC 27607-4092

Tax Assessment & Valuation

The 2025 property tax bill for 434 2nd St was $2,961.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,090 (-) Land $240,000 Building $310,090	$550,090 (-) Land $240,000 Building $310,090
2025	$2,961.00	$550,090 Land $240,000 Building $310,090	$550,090 Land $240,000 Building $310,090
2024	$2,961.00
2023		$550,090 Land $240,000 Building $310,090	$550,090 Land $240,000 Building $310,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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