43397 MT Highway 83, Bigfork, MT 59911 Property Records

Lake County property record for 43397 MT Highway 83, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,829 sqft · built 2004
Lot Size	18.7 acres (815,487 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,665 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R1522675`

Property Details

APN / Parcel Number

Primary APN	`R1522675`
Alternative APNs	`15-3231-28-4-01-02-0000` `0000026058`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,829 sqft Living Area
1st Floor Area	1,592 sqft
Attic	Attic
Attic Area	237 sqft
Basement Area	1,504 sqft
Finished Basement	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	815,487 sqft (18.7 acres)
View / Lot	Mountain
Garage Type	Detached
Garage Area	2,000 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,135 sqft
Deck Area	600 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000026058
Street Address	43397 MT HIGHWAY 83
City	BIGFORK
State	MT
Zip	59911-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T22 N, R17 W, C.O.S. 5349, PARCEL TR A, ACRES 18.721
Legal Range	17W
Legal Township	22N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SRUVEY NO 5349
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	2
Census Block	2095
Census Tract	100

Owner

43397 MT Highway 83 is held in a trust since January 2022.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	500 HOLT DR, BIGFORK, MT 59911-6216
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000595584
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43397 MT HIGHWAY 83, BIGFORK, MT 59911-7901
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585743
Date	Feb 17, 2021
Instrument	585743

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43397 MT HIGHWAY 83, BIGFORK, MT 59911-7901
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576092
Date	Mar 24, 2020
Instrument	576092

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43397 MT HIGHWAY 83, BIGFORK, MT 59911-7901
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576093
Date	Mar 24, 2020
Instrument	576093

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43397 MT HIGHWAY 83, BIGFORK, MT 59911-7901
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000568892
Date	Apr 30, 2019
Instrument	568892

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 43397 MT Highway 83 was $6,665, down 7.8% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Swan Lake-Salmon Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,665.00 (-7.75%)	$1,673,647 (-)
2025	$7,225.00	$1,673,647	$1,673,647 Land $728,517 Building $945,130
2023	$6,515.00	$1,143,292	$1,143,292 Land $313,092 Building $830,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43397 MT Highway 83 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43397 MT Highway 83 is very high, ranking above 90% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 89% of Montana
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

No cell data coverage reported

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