43390 Bow Canyon Rd, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 43390 Bow Canyon Rd, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1979
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Dec 2022)
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0310-412-10-0000`

Property Details

APN / Parcel Number

Primary APN	`0310-412-10-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Above Road/Slope
View / Lot	Average
Porch	Patio/Porch
Porch Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	43390 BOW CANYON RD
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5521 LOT 18 TR NO 5521 MOONR1DGE MOUNTA1N ESTATES NO 17 LOT 18
Legal Subdivision	MOONRIDGE MOUNTAIN ESTATES #17
Legal Tract	5521
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1003
Census Tract	11204

Owner

43390 Bow Canyon Rd is owned by an individual who bought it in December 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	21260 BEACH BLVD, 104, HUNTINGTON BEACH, CA 92648-5480
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Grant Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Jul 20, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Jul 20, 2021 · Amount on File
Deed Document Number	2022402433
Prior Transfer Date	Jul 23, 2012
Prior Transfer Doc	0000325667
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2022
Property Address	43390 BOW CANYON RD, BIG BEAR LAKE, CA 92315
Document Number	0000402433
Map Reference	MB 71 PG 9&10
Instrument Date	Nov 22, 2022
Instrument	2022-0402433
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21260 BEACH BLVD APT 104, 104, HUNTINGTON BEACH, CA 92648-5480

Mortgage

Document Number	0000402434
Date	Dec 19, 2022
Instrument	2022-0402434

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 20, 2021
Property Address	43390 BOW CANYON RD, BIG BEAR LAKE, CA 92315
Document Number	0000326361
Map Reference	MB 71 PG 9&10
Instrument Date	Jul 19, 2021
Instrument	2021-0326361
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WINTHROP DR, CORONA, CA 92882-6178

Mortgage

Document Number	0000326362
Date	Jul 20, 2021
Instrument	2021-0326362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 21, 2017
Property Address	43390 BOW CANYON RD, BIG BEAR LAKE, CA 92315
Document Number	0000165908
Instrument Date	Mar 30, 2017
Instrument	165908
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 LEVELSIDE AVE LAKEWOOD CA 907124021, LAKEWOOD, CA 90712-4021

Mortgage

Document Number	165909
Date	Apr 21, 2017
Instrument	165909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.72%

Tax Assessment & Valuation

The 2025 property tax bill for 43390 Bow Canyon Rd was $6,825.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,800 (-) Land $104,000 Building $415,800
2025	$6,825.00	$519,800 Land $104,000 Building $415,800
2023	$7,053.00 (+7.17%)	$560,000 Land $112,000 Building $448,000
2022	$6,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43390 Bow Canyon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43390 Bow Canyon Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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