4339 Telegraph Rd, Elkton, MD 21921 Property Records

Cecil County property record for 4339 Telegraph Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,444 sqft · built 1991
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on Record
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-026594`

Property Details

APN / Parcel Number

Primary APN	`04-026594`
Alternative APNs	`4026594` `026594`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,444 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026594
Street Address	4339 TELEGRAPH RD
City	ELKTON
State	MD
Zip	21921-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 - 1.826 ACRE 4339 TELEGRAPH ROAD W OF FAIR HILL
Legal Subdivision	MACKIE JOSEPH K
Legal Lot Number	1
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2003
Census Tract	30601

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4339 TELEGRAPH RD, ELKTON, MD 21921-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 22, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2006
Deed Sale	Apr 18, 2006
Prior Sale	Jun 15, 2005
Deed Document Number	2006271750
Deed Book / Page	2120 / 87
Transfer Doc	0021200087
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4339 TELEGRAPH RD, ELKTON, MD 21921-1936
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046520092
Date	Aug 6, 2020
Book Page	4652/92

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4339 TELEGRAPH RD, ELKTON, MD 21921-1936
Document Number	0044740111
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4339 TELEGRAPH RD ELKTON MD 219211936, ELKTON, MD 21921-1936

Mortgage

Document Number	0044740111
Date	Oct 1, 2019
Book Page	004474/000111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	4339 TELEGRAPH RD, ELKTON, MD 21921-1936
Document Number	0040530148
Book / Page	004053 / 000148
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4339 TELEGRAPH RD ELKTON MD 219211936, ELKTON, MD 21921-1936

Mortgage

Document Number	0040530148
Date	Apr 21, 2017
Book Page	004053/000148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,767 (+4.37%)	$268,500 (+13.1%) Land $94,700 Building $173,800
2025	$2,658.00 (+46.45%) Homeowner's exemption	$237,400 (+6.78%) Land $94,700 Building $142,700	$237,400 (-) Land $94,700 Building $142,700
2023	$1,815.00 Homeowner's exemption	$222,333	$237,400 Land $94,700 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Talkie Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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