Lincoln County property record for 4339 Legacy Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,894 sqft · built 2022 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2023) |
| Tax Bill | $2,830 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-60-6189 |
| Primary APN | 4605-60-6189 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 8,756 sqft (0.201 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 296009 |
|---|---|
| Street Address | 4339 LEGACY DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #40 LT COVINGTON @LN PH4 |
| Legal Subdivision | LAKE NORMAN SUBDIVISION |
| Legal Lot Number | 40 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71203 |
4339 Legacy Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Lincoln County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Aug 9, 2022 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Mar 13, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUIST BANK |
| Jul 7, 2022 | Warranty Deed, Transfer |
| Dec 8, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on File |
| Deed Sale | Mar 13, 2023 · Amount on File |
| Prior Sale | Jul 7, 2022 · Amount on File |
| Deed Document Number | 2023664620 |
| Deed Book / Page | 3234 / 778 |
| Prior Transfer Date | Jun 23, 2022 |
| Prior Transfer Doc | 0003178870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 19, 2026 |
| Property Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Document Number | 0000713946 |
| Book / Page | 3530 / 466 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026713946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000713946, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 3530/466 |
| Instrument | 2026713946 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0003187458 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 3187/458 |
| Instrument | 656183 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 13, 2023 |
| Property Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Document Number | 0003234778 |
| Book / Page | 3234 / 778 |
| Map Reference | MB 17 PG 28-31 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 664620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18825 W CATAWBA AVE # AVE250, AVE250, CORNELIUS, NC 28031-5546 |
| Name | Verified Name |
|---|---|
| Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Document Number | 0000664621 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 664621 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 7, 2022 |
| Property Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Document Number | 0003178870 |
| Book / Page | 3178 / 870 |
| Map Reference | MB 17 PG 28-31 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 654670 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18825 W CATAWBA AVE # AVE250, AVE250, CORNELIUS, NC 28031-5546 |
| Name | Verified Name |
|---|---|
| Address | 18825 W CATAWBA AVE STE 250, 250, CORNELIUS, NC 28031-5552 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 8, 2020 |
| Property Address | 4339 LEGACY DR, DENVER, NC 28037-7871 |
| Document Number | 2982471 |
| Book / Page | 002982 / 000471 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 621269 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18825 W CATAWBA AVE #250 CORNELIUS NC 280315552, 250, CORNELIUS, NC 28031-5552 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 4339 Legacy Dr was $2,830, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,830.00 (+0.6%) | $441,863 (-) Land $82,000 Building $359,863 | $441,863 (-) Land $82,000 Building $359,863 |
| 2025 | $2,813.00 | $441,863 Land $82,000 Building $359,863 | $441,863 Land $82,000 Building $359,863 |
| 2023 | $2,784.00 | $441,863 Land $82,000 Building $359,863 | $441,863 Land $82,000 Building $359,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4339 Legacy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4339 Legacy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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