4339 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4339 Cooper Ln, Holt, FL 32564

Property Summary

Property Type	Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jan 2026)
Tax Bill	$231 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-6724-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-6724-2`
Alternative APN	`05-2N-25-0000-0011-0030`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	4339 COOPER LN
City	HOLT
State	FL
Zip	32564-9303
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM SW COR E 1873.82 FT N 33FT TO POB N 4 DEG E 439 FT E99.68 FT S 4 DEG W 439 FT W 99.61 FT TO POB
Legal Range	25
Legal Township	02N
Legal Section	05
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1033
Census Tract	20101

Owner

Source: Okaloosa County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4339 COOPER LN, HOLT, FL 32564-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 16, 2025	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	3794839
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 23, 2026
Property Address	4339 COOPER LN, HOLT, FL 32564-9303
Document Number	0003794839
Instrument Date	Jan 16, 2026
Instrument	3794839
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 339, HOLT, FL 32564-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4339 COOPER LN, HOLT, FL 32564-9303

Mortgage

Document Number	0003794840
Date	Jan 23, 2026
Instrument	3794840

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 16, 2025
Property Address	4339 COOPER LN, HOLT, FL 32564-9303
Document Number	0003773439
Instrument Date	Sep 8, 2025
Instrument	3773439
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	377 AMBROSE ST, ERIE, CO 80516-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 339, HOLT, FL 32564-0339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$231.00 (+8.96%)	$19,115 (+1%) Land $19,115	$19,115 (+1%) Land $19,115
2024	$212.00 (+6.53%)	$17,377 (+7%) Land $17,377	$17,377 (+7%) Land $17,377
2023	$199.00 (+5.85%)	$16,240 (+7%) Land $16,240	$16,240 (+7%) Land $16,240
2022	$188.00	$15,178 Land $15,178	$15,178 Land $15,178

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20

May also be available: AT&T.

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