43384 Treadway Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43384 Treadway Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 2019
Lot Size	0.18 acres (7,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,800 (Dec 2019)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-225-007`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-225-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,583 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,858 sqft (0.18 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	43384 TREADWAY DR
City	PUNTA GORDA
State	FL
Zip	33982-5085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02B 0000 1043 BABCOCK RANCH PHASE 2B LOT 1043 4445/450 4516/2012 (7859 SF) L/E3579848
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2B
Legal Lot Number	1043
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 17, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	0045162012
Deed Book / Page	4516 / 2012
Last Transfer Date	Oct 21, 2025
Transfer Doc	0003579848
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 21, 2025
Property Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085
Document Number	0003579848
Map Reference	MB 23 PG 2A
Instrument Date	Oct 20, 2025
Instrument	3579848
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 17, 2019
Property Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085
Document Number	0045162012
Book / Page	4516 / 2012
Map Reference	MB 23 PG 2A
Instrument Date	Nov 27, 2019
Instrument	2769367
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43384 TREADWAY DR, PUNTA GORDA, FL 33982-5085

Mortgage

Document Number	0045162016
Date	Dec 17, 2019
Instrument	4516/2016

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00 (-41.15%) Homeowner's exemption	$250,138 (+2.9%)	$421,358 (+2.42%) Land $89,000 Building $332,358
2024	$5,337.00 (+1.35%) Homeowner's exemption	$243,088 (+3%)	$411,399 (+4.51%) Land $89,000 Building $322,399
2023	$5,266.00 (+5.36%) Homeowner's exemption	$236,008 (+3%)	$393,661 (+11.72%) Land $75,000 Building $318,661
2022	$4,998.00 Homeowner's exemption	$229,134	$352,352 Land $55,250 Building $297,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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