4338 W Binnacle St, Orange, CA 92868 Property Records

Orange County property record for 4338 W Binnacle St, Orange, CA 92868

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,146 sqft · built 1955
Lot Size0.182 acres (7,946 sqft)
OwnerIndividual Name on Record
Tax Bill$4,077 (2025)
Deeds & MortgagesOct 2023 Reverse Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (reduced by levee)
APN137-396-04

Property Details

APN / Parcel Number

Primary APN137-396-04

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,146 sqft Living Area
1st Floor Area2,146 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area7,946 sqft (0.182 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4338 W BINNACLE ST
CityORANGE
StateCA
Zip92868-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 2410 BLK LOT 9
Legal SubdivisionTRACT 2410
Legal Tract2410
Legal Lot Number9
JurisdictionORANGE CA
Township / Civil DivisionANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group1
Census Block1006
Census Tract76103

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4338 W BINNACLE ST, ORANGE, CA 92868-1501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage · Reverse Mortgage
LG MORTGAGE LENDING SOLUTIONS
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 27, 2004
Transfer Doc0000806338
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4338 W BINNACLE ST, ORANGE, CA 92868-1501
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4338 W BINNACLE ST, ORANGE, CA 92868-1501

Mortgage

Document Number0000265271
DateOct 30, 2023
Instrument2023000265271
Lender
NameLG MORTGAGE LENDING SOLUTIONS
TypeNon-Lending Institution
AddressMIAMI, FL 33166
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.9%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.9%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4338 W BINNACLE ST, ORANGE, CA 92868-1501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4338 W BINNACLE ST, ORANGE, CA 92868-1501

Mortgage

Document Number0000665279
DateNov 17, 2020
Instrument2020000665279
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityOrange City
Unified School DistrictOrange Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$360,736 (+2%) Land $246,115 Building $114,621
2025$4,077.00 (+4.75%) Homeowner's exemption$353,663 (+4.04%) Land $241,289 Building $112,374
2023$3,892.00 (+2.05%) Homeowner's exemption$339,931 Land $231,920 Building $108,011
2022$3,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ORANGE
serves 120,770 people · EPA ID CA3010027
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cosmo Network Solutions
Fixed Wireless
350 / 150

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on W Binnacle St

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