Albemarle County property record for 4338 Ragged View Ct, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,832 sqft |
| Lot Size | 3.13 acres (136,604 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,863 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07400-00-00-005C2 |
| Primary APN | 07400-00-00-005C2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,832 sqft Finished Area |
| Basement Area | 1,826 sqft |
| Finished Basement | 1,166 sqft |
| Unfinished Basement | 660 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Composition/Composite |
|---|---|
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 136,604 sqft (3.13 acres) |
| Garage Area | 936 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 736 sqft |
| Deck Area | 262 sqft |
| Patio Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4338 RAGGED VIEW CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-9338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | RAGGED MOUNTAIN FARM B3 |
| Legal Subdivision | RAGGED MOUNTAIN FARM |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 11202 |
4338 Ragged View Ct is owned and occupied by an individual.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4338 RAGGED VIEW CT, CHARLOTTESVILLE, VA 22903-9338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage FULTON BK NA |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit FULTON BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 4338 RAGGED VIEW CT, CHARLOTTESVILLE, VA 22903-9338 |
| Document Number | 0000004986 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4338 RAGGED VIEW CT CHARLOTTESVILLE VA 229039338, CHARLOTTESVILLE, VA 22903-9338 |
| Document Number | 0000004986 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 005310/000254 |
| Instrument | 4986 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602-2853 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 4338 RAGGED VIEW CT, CHARLOTTESVILLE, VA 22903-9338 |
| Document Number | 0000012538 |
| Book / Page | 004976 / 000592 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3620 LANGFORD DR CHARLOTTESVILLE VA 229039329, CHARLOTTESVILLE, VA 22903-9329 |
| Document Number | 0000012538 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 004976/000592 |
| Instrument | 12538 |
| Name | FULTON BK NA |
|---|---|
| Address | LANCASTER, PA 17602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 4338 Ragged View Ct was $14,863, down 10.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,863.00 (-10.5%) | $1,662,500 (-10.51%) Land $251,600 Building $1,410,900 | $1,662,500 (-10.51%) Land $251,600 Building $1,410,900 |
| 2025 | $16,607.00 | $1,857,700 Land $239,900 Building $1,617,800 | $1,857,700 Land $239,900 Building $1,617,800 |
| 2023 | $12,148.00 | $1,422,500 Land $245,800 Building $1,176,700 | $1,422,500 Land $245,800 Building $1,176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4338 Ragged View Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4338 Ragged View Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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