4338 NC 97 E, Elm City, NC 27822 Property Records

Nash County property record for 4338 NC 97 E, Elm City, NC 27822

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,296 sqft · built 1930
Lot Size	2.92 acres (127,195 sqft)
Owner	Individual Name on Record
Tax Bill	$2,995 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371600-23-6127`

Property Details

APN / Parcel Number

Primary APN	`371600-23-6127`
Alternative APNs	`340577` `024341` `82609`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,296 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	127,195 sqft (2.92 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	82609
Street Address	4338 NC 97 E
City	ELM CITY
State	NC
Zip	27822-7912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Description	I12 4A, 2.92 AC, LT 2, DANIEL AC, 1H, LT 2, DANIEL
Legal Lot Number	2
Jurisdiction	NASH NC
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2025
Census Tract	11202

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4338 NC 97 E, ELM CITY, NC 27822-7912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 8, 2021	Intrafamily Transfer, Transfer
Jun 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2021
Transfer Doc	3135000684
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	4338 NC 97 E, ELM CITY, NC 27822-7912
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 NC 97 E, ELM CITY, NC 27822-7912

Mortgage

Document Number	003265/702
Date	Jan 27, 2023
Book Page	3265/702

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASH NC
Recording Date	Jun 8, 2021
Property Address	4338 NC 97 E, ELM CITY, NC 27822-7912
Document Number	3135/676
Book / Page	3135 / 676
Map Reference	MB 43 PG 45
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 NC 97 E, ELM CITY, NC 27822-7912

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASH NC
Recording Date	Jun 8, 2021
Property Address	4338 NC 97 E, ELM CITY, NC 27822-7912
Document Number	3135/684
Book / Page	3135 / 684
Map Reference	MB 43 PG 45
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 GREYS MILL RD, LOUISBURG, NC 27549-8445

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,995.00 (+0.34%)	$395,840 (-) Land $31,380 Building $364,460	$395,840 (-) Land $31,380 Building $364,460
2025	$2,985.00 (+75.07%)	$395,840 (+89.04%) Land $31,380 Building $364,460	$395,840 (+89.04%) Land $31,380 Building $364,460
2023	$1,705.00	$209,400	$209,400 Land $31,380 Building $178,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC 97 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures